Fair Credit in Finland

Fair Credit is a disruptive loan product in the Finnish lending market. As all traditional loans have a fixed interest rate, we operate differently. We aim to offer the most fair and innovative loan in Finland.

Loan information

  • Checkmark blueCreated with Sketch. Loan amount 1 000 - 20 000 €
  • Checkmark blueCreated with Sketch. Loan term 2 - 6 years
  • Checkmark blueCreated with Sketch. Interest rate 2,9 - 9,9 %
  • Checkmark blueCreated with Sketch. Unsecured consumer credit

Borrower information

  • Checkmark blueCreated with Sketch. Age 21 - 68 years old
  • Checkmark blueCreated with Sketch. Minimum income of 1000 €
  • Checkmark blueCreated with Sketch. No credit defaults
  • Checkmark blueCreated with Sketch. Ability to repay the loan

Fair Credit is designed for good borrowers who want to achieve lower interest rate by paying on time.

That's fair.

What our customers say

Average loan

Loan amount

3 720 €

Loan term

42 mo

Monthly installment

104 €

Average nominal rate (p.a.)

7,80 %

Purposes for lending

Combining old loans for saving money

Renovating or decorating home

Upgrading or purchasing a car, motorcycle or boat

Purchasing consumer electorics

Why to invest in Finnish P2P loans?

We love sauna. We have Santa Claus. But why should you invest in Finnish loans? Let us tell you couple of things about Finns.

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Finns are prompt payers

Have you met a Finn? Perhaps we are not that social but we definitely are trustworthy. Finns like to keep their words and take care of their finances. You can always trust a Finn.

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Finns are happy people

Have you heard that Finns are probably the happiest people in the world? We have top education and health care systems. We pay high taxes but it’s worth it – we are not complaining.
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Finland is a welfare society

In Finland we live in a welfare society that takes care of its citizens. For you this means that if a borrower gets unemployed or sick, there will be an allowance system to help.

Fixura

Forerunner on Peer to Peer lending in Scandinavia


Founded in 2009

Mediated in total (2010-2019)

0
Registered users

Responsible investments

Fixura from Finland is the oldest company in the Nordic countries when it comes to crowdfunding and peer-to-peer lending.  We are a forerunner in the business in Finland. Our business idea is simple – we bring investors and borrowers in need of loan together in a way that benefits both. When investing in Fixura’s loans you help Finns with good payment behaviour to get their loans with a fair interest rate. And you get a fair return at the same time.

Fair return for the investor

Investing in peer-to-peer loans is effortless and you get fair return with a limited risk.

Our Autoinvest-function automatically spreads your investments in several loans and re-invests your interest income. This is how you get the profit of the interest accumulation.

Fair return for the investor

Investing in peer-to-peer loans is effortless and you get fair return with a limited risk.

Our Autoinvest-function automatically spreads your investments in several loans and re-invests your interest income. This is how you get the profit of the interest accumulation.

Questions about investing?

info@fixura.com

Customer support

+358 20 7344 531