Innovative investments

Risk management

Invest in Finnish P2P loans with limited risk and earn stable return on your investment.

That's clever.

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– Fredrik Carpelan, Investor Specialist

Full liquidity – invest and sell whenever you want

Imagine a world where selling peer-to-peer investments would be as easy as selling stocks on the stock exchange – or even easier. We have made it possible.

Our Autosell function sells investments to other investors effortlessly for you. You determine the amount to be withdrawn to your account, and Autosell function sells the required per centage of your investments. With Autosell function, you can easily withdraw your money just when you want to.

Stable return on investment

There is no correlation between the returns of P2P loans and stock markets. Therefore, even if stock markets fluctuate, the retuns of P2P loans remain stable.


vuotta

Huomioithan, että laskurissa käytetty 3,11 % vuosituotto kulujen ja luottotappioiden jälkeen on arvio hyvin hajautetulle salkulle, joka sisältää useita eri lainoja 2,9-9,9 % korkotasoilla. Historiallinen tuotto ei ole tae tulevasta tuotosta. Kaikki sijoitukset sisältävät riskin ja kaikki sijoituspäätökset ovat sijoittajan omalla vastuulla. Sijoittajan tulee ymmärtää kaikki sijoitukseen liittyvät riskit riippumatta sijoituksen määrästä tai sijoitusmuodosta.

Why to invest with Fixura?

P2P loans are a great option to improve the diversification of your investment portfolio. Let us tell you three main points why investing with Fixura is clever.

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We reward good borrowers

Our Fair Credit with decreasing interest rate is an innovative and fair loan product. We reward good borrowers – the interest rate decreases by 0,1 % points every month when installment is paid on time.
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Over 10 years of experience

As the oldest P2P lending company in Finland we have over 10 years of experience in lending. We have mediated peer-to-peer loans for over 110 million euros since 2010.
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Stable return, limited risk

To minimize investment risk we use our revolutionary scoring model that is based on machine learning. However, if a loan defaults, you will get 50 % back of the invested capital.

Average loan

Loan amount

3 720 €

Loan term

42 mo

Installment

104 €

Average nominal interest

7,80 %

Purposes of lending

Combining old loans for saving money

Renovating or decorating home

Purchasing or upgrading car, motorcycle or boat

Home appliances or consumer electronics

Responsible investments

Fixura from Finland is the oldest company in the Nordic countries when it comes to crowdfunding and peer-to-peer lending. We are a forerunner in the business in Finland. Our business idea is simple – we bring investors and borrowers in need of loan together in a way that benefits both. When investing in Fixuras loans you affect the Finnish economy and at the same time you help Finns with good payment behaviour to get their loans with a fair interest rate. And you get a fair return at the same time.
Fixura - Forerunner on P2P lending in the Nordics


Founded in 2009

Mediated in total (2010-2019)

0
Registered users

Fair return for the investor

Investing in peer-to-peer loans is effortless and you get fair return with a limited risk.

Our Autoinvest-function automatically spreads your investments in several loans and re-invests your interest income. This is how you get the profit of the interest accumulation.

Fair return for the investor

Investing in peer-to-peer loans is effortless and you get fair return with a limited risk.

Our Autoinvest-function automatically spreads your investments in several loans and re-invests your interest income. This is how you get the profit of the interest accumulation.

Questions about investing?

invest@fixura.com

Customer Support

+358 6 361 2112