Apply for a loan

Our loan application couldn't be simpler! You will receive a loan offer immediately without attachments, explanations and unnecessary questions. Borrow up to 
20 000€.

  • No opening fee
  • Loan term up to 6 years
  • Quick loan decision

Choose the loan amount and loan term that suits you

10 000 €
48 months

The loan amount is 3500,00 €. The effective interest rate is 22.29 % when nominal interest rate is 15.00 %, loan account fee is 10,00 €/month and loan term is 60 months. The nominal interest rate is determined based on the customer’s credit rating.  The total amount of instalments is 5595,89 €.


Apply for a loan - 3 easy steps

You can apply for a loan from us, if you are at least 21 years old, have bank ID for a Finnish bank, regular income, no payment defaults and you have lived in Finland for at least 2 years.

  • Quick application process

    Our loan application couldn't be simpler. You only need to identify yourself with your online bank ID and share your bank account information with us for the evaluation of your loan application. You will receive a loan offer immediately without attachments, explanations and unnecessary questions.

  • Fast loan decision

    You will receive a loan offer immediately without attachments, explanations or unnecessary questions. We give you an individual loan offer based to the customer's current financial situation.

  • Quick payout

    Once you have accepted the loan terms, we will pay the loan into your account on the next business day. The money will be in your bank account within 1-2 business days.

What our customers say about us:

  • Quick and easy application process

  • Good and fast service
  • Expert service
Toppen låneföretag med rättvista priser och bra kundtjänst. Starkt rekommenderat.
- Katarina J.

How a loan can help you:

Apply for a loan for various expenses

You can apply for a loan from us without any securities or guarantors. So you can easily use our loan to finance, for example, a renovation or unexpected expenses. The repayment period with our loan can be up to 72 months, which means a low monthly payment for you.


Combine your loans and save money

Combine your current loans with our low-interest loan and save money every month. By combining your current loans with a loan from Fixura, you'll save on monthly fees  and interest charges, and you can pay your current loans off faster.

Our customer support is here for you!

We are happy to help if you have any questions related to your loan or loan application.


Updated customer support hours from 01.06.2024:


We are  available over the phone on Tuesdays and Thursdays : 09.00-12.00 and 13.00-15.00 . 


 You can call us on +358 6 361 2111


You can also contact us via chat and email and we will reply to your email also outside of our phone hours.




INVESTOR SUPPORT IS CLOSED 08.07.2024 - 12.07.2024

You can send us an email on and we will be in touch with you as soon as possible.

If you have any questions regards your Fixura investments,  you can contact our investor support. on +358 6 361 2112.

We are open on Tuesdays and Thursdays : 09.00-12.00 


Exeptions to opening hours:

08.07.2024 - 12.07.2024 - Investor Support is closed


  • What is Fixura?

    Fixura is a company whose concept and purpose is to bring people hoping to borrow money together with those hoping to lend money. Fixura acts as a flexible marketplace for such interaction and as a part of Fixura’s operations the company arranges Loans between Investors and Borrowers.

    Who can apply for a loan?

    To have the possibility to be granted a Loan through Fixura, the person shall:


     - have full legal capacity and over the age of 21  years;

     - have been living permanently in Finland for at  least two years;
     - have regular income;
     - have provided Fixura necessary information required to evaluate creditworthiness;
     - not have credit defaults or overdue Loans; and
     - not be a board member of a company with credit defaults.


    Can I pay off my loan at anytime?

    You can pay off your loan at anytime.


    We ask you to contact our Customer Support team to provide you with the correct amount.


    When you pay off your loan, the following charges will be applicable:

    – Outstanding principal
    – Outstanding interest
    – Accumulated monthly transaction fees

    The borrower does not need to pay monthly transaction fees and interest according to the original loan term.