Apply for a loan
Our loan application couldn't be simpler. You only need to identify yourself with your online bank ID and share your bank account information with us for the evaluation of your loan application. You will receive a loan offer immediately without attachments, explanations and unnecessary questions
- Borrow up to 20 000€
- Loan term up to 6 years
- Quick loan decision
Apply for a loan - 3 easy steps
You can apply for a loan from us, if you are at least 21 years old, have bank ID for a Finnish bank, regular income, no payment defaults and you have lived in Finland for at least 2 years.
Quick application process
Fast loan decision
How a loan can help you:
You can apply for a loan from us without any securities or guarantors. So you can easily use our loan to finance, for example, a renovation or unexpected expenses. The repayment period with our loan can be up to 72 months, which means a low monthly payment for you.
Combine your current loans with our low-interest loan and save money every month. By combining your current loans with a loan from Fixura, you'll save on monthly fees and interest charges, and you can pay your current loans off faster.
Our customer support is here for you!
We are happy to help if you have any questions related to borrowing.
We are available over the phone on Tuesdays and Thursdays from 09:00 to 15:00. Other times, you can reach us via chat and email.
If you have any questions regards your Fixura investments, you can contact our investor support. on +358 6 361 2112
Exeption to normal opening hours:
28.09.2023 - Our customer support is closed today, but we are open on Friday the 29.09.2023 09:00 - 15:00
What is Fixura?
Fixura is a company whose concept and purpose is to bring people hoping to borrow money together with those hoping to lend money. Fixura acts as a flexible marketplace for such interaction and as a part of Fixura’s operations the company arranges Loans between Investors and Borrowers.
Who can apply for a loan?
To have the possibility to be granted a Loan through Fixura, the person shall:
- have full legal capacity and over the age of 21 years;
- have been living permanently in Finland for at least two years;
- have regular income;
- have provided Fixura necessary information required to evaluate creditworthiness;
- not have credit defaults or overdue Loans; and
- not be a board member of a company with credit defaults.
Can I pay off my loan at anytime?
You can pay off your loan at anytime.
We ask you to contact our Customer Support team to provide you with the correct amount.
When you pay off your loan, the following charges will be applicable:
– Outstanding principal
– Outstanding interest
– Accumulated monthly transaction fees
The borrower does not need to pay monthly transaction fees and interest according to the original loan term.