The interest rate starts at 9,9 % and it decreases by 0,1 % points per month – down to 2,9 % when you pay your instalment on time.
Even if your payment is a little late, you benefit from the decreasing interest next time you pay on time.
All traditional loans have a fixed interest rate, but we at Fixura, reward customers who make their payments on time. We think this is fair.
We are a reliable Finnish company; we have been mediating Peer-to-Peer loans for more than 10 years. Fixura has a AA+ credit rating and holds Finland’s strongest Platinum certificate, these prove our reliability and security.
Our loans are affordable and a sensible choice for well paying customers. Your interest rate decreases by 0,1 % points every month, as long as you pay your instalment on time, the rate decreases all the way down to 2,9 %. As other financers charge you a fixed rate, we operate differently.
You are at least 21 years of age
You have been living regularly in Finland for the past 2 years
Apply for a loan with us, there is no need for any collateral or guarantors. This means that you can easily fund a home repair or a dream holiday. The term for the loan can be up to 72 months; this means a lower monthly instalment for you.
You can easily combine your current loans to only one loan from us and save on your monthly expenses. By combining with Fixura’s loan, you will save on your monthly fees and interest charges and you will be able to pay off your loan quicker.