Apply for a loan
Our loan application couldn't be simpler! You will receive a loan offer immediately without attachments, explanations and unnecessary questions. Borrow up to
20 000€.
- No opening fee
- Loan term up to 6 years
- Quick loan decision
Apply for a loan - 3 easy steps
You can apply for a loan from us, if you are at least 21 years old, have bank ID for a Finnish bank, regular income, no payment defaults and you have lived in Finland for at least 2 years.
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Quick application process
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Fast loan decision
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Quick payout
What our customers say about us:
- Quick and easy application process
- Good and fast service
- Expert service
Toppen låneföretag med rättvista priser och bra kundtjänst. Starkt rekommenderat.
How a loan can help you:
Apply for a loan for various expenses
You can apply for a loan from us without any securities or guarantors. So you can easily use our loan to finance, for example, a renovation or unexpected expenses. The repayment period with our loan can be up to 72 months, which means a low monthly payment for you.
Combine your loans and save money
Combine your current loans with our low-interest loan and save money every month. By combining your current loans with a loan from Fixura, you'll save on monthly fees and interest charges, and you can pay your current loans off faster.
Our customer support is here for you!
Renovation loan
A renovation loan is a convenient solution when you want to renew your home. You can apply for a renovation loan through us for your home or summer cottage renovation needs. It is important to carefully consider the terms of the loan and your own repayment ability before taking out a loan.
Cottage loan
A cottage loan is a smart choice when you dream of owning your own summer retreat but need additional financing to make your dream come true. Careful financial planning and comparing loan terms will help ensure that a cottage loan is the right solution for you.
Boat loan
A boat loan is the solution when you want to purchase a boat without years of saving and need additional financing. Before taking out a loan, it is important to evaluate your financial situation. With proper planning, a boat loan can help you fulfill your boating dreams in a controlled and secure way.
Car loan
A car loan can be a sensible solution for purchasing a vehicle for many people. It enables you to buy a car without substantial personal savings, which is helpful if you need a car quickly. Before applying for a car loan, it is important to carefully evaluate the loan terms and compare different options.
Consolidation loan
A consolidation loan can be a good solution for many people struggling with multiple debts. By combining your debts into a single loan, you may secure a lower interest rate, reducing your monthly interest expenses and saving money in the long term. Carefully evaluate your financial situation and consider different options before making a decision to find the best solution for you.
Restructuring loan
A restructuring loan can be an effective means of managing and improving finances. By combining several loans into one, you pay only one monthly installment, which makes it easier to monitor your finances and reduces the risk of missed payments. It is important to consider the advantages and disadvantages of a structured loan in your own situation before obtaining a loan. Also compare different loan products to find the best option for you.
Our customer support is here to help you!
We are happy to help if you have any questions related to your loan or loan application.
We are available over the phone on Tuesdays and Thursdays :
09.00-12.00 and 13.00-15.00
You can call us on +358 6 361 211
Note: Customer support is closed on 17.12.2024 between 13.00-15.00
You can also contact us via chat or email and we will reply to your email also outside of our phone hours.
INVESTOR SUPPORT
If you have any questions regards your Fixura investments you can contact our investor support.
You can reach them on +358 6 361 2112.
We are open on Tuesdays and Thursdays :
09.00-12.00
You can also contact us via chat or email and we will reply to your email also outside of our phone hours.
NOTE!
Exception to normal opening hours:
23.12.2024 - Customer support is open 09.00 - 12.00
24.12.2024 - 26.12.2024 - Closed - Merry Christmas!
31.12.2024 - Customer support is open 09.00 - 12.00
01.01.2025 - Closed - Happy New Year!
06.01.2025 - Closed - Public holiday
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Can I pay off my loan at anytime?
You can pay off your loan at anytime.
We ask you to contact our Customer Support team to provide you with the correct amount.
When you pay off your loan, the following charges will be applicable:
– Outstanding principal
– Outstanding interest
– Accumulated monthly transaction feesThe borrower does not need to pay monthly transaction fees and interest according to the original loan term.
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Who can apply for a loan?
To have the possibility to be granted a Loan through Fixura, the person shall:
- have full legal capacity and over the age of 21 years;
- have been living permanently in Finland for at least two years;
- have regular income;
- have provided Fixura necessary information required to evaluate creditworthiness;
- not have credit defaults or overdue Loans; and
- not be a board member of a company with credit defaults. -
What is Fixura?
Fixura is a company whose concept and purpose is to bring people hoping to borrow money together with those hoping to lend money. Fixura acts as a flexible marketplace for such interaction and as a part of Fixura’s operations the company arranges Loans between Investors and Borrowers.